If you have ever tried to book a Disney Cruise using your DVC points, you have probably noticed something surprising. The math does not add up in your favor. While a Disney Cruise is packed with magic, using your points to pay for it usually means getting far less value than if you rented those same points for cash and booked the cruise directly. Renting your points gives you the flexibility to turn your vacation currency into real spending power, often saving you hundreds or even thousands while still enjoying the same Disney experience. In this post, we will break down the numbers, compare real examples, and show you how renting your DVC points can make your next Disney Cruise an even smarter adventure.
How Disney Vacation Club Exchange Works
- You must be a direct member with at least 150 DVC points in order to use your points for a cruise, so no resale only points.
- You can book up to 24 months in advance.
- A non-refundable $95 fee for making the cruise reservation.
- You must make the reservation 4 month before the end of your use year.
- You must call member services to make the reservation using points.
How many points are a cruise?
Each cruise is set person with double occupancy required. You can view all of the point charts for Disney cruise here. But when you do the math, it’s a horrible use of your points! Let’s show you one of the many, many points charts that DVC has (there is one for each ship, each destination and then by time of year to make it so complicated).
How Much are you Really Paying
- Bahamas for 3 nights on the Fantasy in an Interior room. DVC was 240 points to book.
- Or 5 nights on the Dream for the same cabin has a range depending on the dates of 322 points to a high of 486!!!
- Caribbean cruise for 5 nights on the brand new destiny ranged between 354 to 556 in an ocean view cabin.
- Verandah cabin for 7 nights on the dream in Europe for 7 nights was around 946 points.
What if you paid cash instead?
- If you look up these same cruises here are the cash rates:
- 3 nights interior is $3008
- 5 nights interior is $3226
- 5 night oceanview is $4843
- 7 night verandah is $8062
Here’s the magic! What if you rented out your DVC points and then use the cash to book a cruise!
As an example the 5 night Bahamas cruise is 486 DVC points. If you rented out 486 of your points, you would get $8991. The cash rate for the same exact cruise is $3226, which means you could take 2 cruises and still have some leftover for excursions and bingo!
Renting Points Gives You More Freedom
You get cash for your points to spend however you want to vacation. If Disney is running a promotion that kids stay free, you can use that to book. Want to go on a different cruise line? Yep. Renting opens up the possibility to get the best deal on your next cruise.
Renting is Easy and Secure
When you us a broker like Pixie Point Gals, the process is easy, safe and we handle all of the details and leg work. We pay fast and the highest among all Brokers, and as owners ourselves understand that you want a stress free way to rent. If you want learn more about renting out your DVC points you can find out more here.
We also have a quick calculator so you can see how much your points are worth.
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